![]() ![]() Limited rewards and benefits. Prepaid debit cards may not offer the same rewards or benefits as credit cards, such as cash back, travel points, or purchase protections.It's important to read the terms and conditions carefully to understand the fees associated with the card. Fees. Some prepaid debit cards may have fees for activation, monthly maintenance, ATM withdrawals, balance inquiries, or other transactions.Take note of possible disadvantages of prepaid debit cards, such as the following: Keep track of your balance and reload your card as needed. You can use it to make purchases online and in person, withdraw cash from ATMs, and more. Start using the prepaid debit card. Your prepaid debit card is now ready to use.You can usually do this online, by phone, or in person at a retail location that offers reload services. Load funds onto the card. Once you have been approved for a prepaid debit card, you will need to load funds onto the card to start using it.You will need to provide personal information such as your name, address, date of birth, Social Security number, and possibly a driver's license or passport. Choose a prepaid debit card provider. This is when you’ll need to fill out an application form online or in person. ![]() Look into the features and fees to find one that suits your needs. There are many options available from various financial institutions and companies. Here are the steps you can take to get one: Wondering where to get prepaid debit cards? The process is simple. ![]()
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